Independent surrogacy allows intended parents to coordinate directly with surrogates, medical teams, and lawyers, potentially saving $20,000-$40,000 in agency fees. This comprehensive checklist covers education, team building, screening, legal agreements, financial planning, medical procedures, pregnancy management, and birth planning. Whether you're considering going the independent route or exploring hybrid approaches, this guide provides the essential steps and considerations for successfully navigating DIY surrogacy while maintaining control over your journey.